As a holistic advisor, Linda Gardner focuses on discovering what keeps you awake at night. What are your needs, goals, and hopes for retirement? Then she searches for the best solutions and helps you evaluate them. Together you’ll create a plan that’s uniquely yours and provides you with a sleep-at-night portfolio. Holding a Series 65 securities license means that she has a fiduciary responsibility toward her clients – always keeping their best interest in mind.
Linda is a member of National Ethics Association, Women’s Estate Planning Council, MDRT, American Association for Long Term Care, and Ed Slott’s Master Elite IRA Advisor Group. Linda also holds a Colorado Life and Health Insurance license.
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Investment Advisory Services offered by Linda Gardner through Brookstone Capital Management, LLC, (BCM) a SEC Registered Investment Advisory Firm. Blue Heron Capital, LLC and BCM are independent of each other.
One of the biggest concerns retirees share is a simple one: Will my money last?
Many people think the answer is saving more, working a few extra years, or worrying about every swing in the stock market. While those things matter, they're only part of the picture.
A secure retirement is just as much about protecting what you've already built. Inflation, taxes, healthcare costs, and unexpected expenses can slowly chip away at your savings
if you don't have a plan. That's why it's important to have a retirement strategy that balances growth with protection, one that provides dependable income while helping you manage the risks you can't control.
The goal isn't to predict the future. It's to be prepared for it, so you can spend less time worrying about your finances and more time enjoying retirement. If it's been a while since you've reviewed your retirement plan, now is a great time to make sure it's still working as hard as you did to build it.
Retirement isn't looking as bright as it used to. Confidence is slipping. Less and less people believe they'll live as well (or better) in retirement than they do today. What changed…and what can be done to turn that outlook around?
Your 401(k) may be one of your largest assets. And may be one of your largest future tax liabilities if not managed carefully. In this week's podcast, we discuss strategies to help preserve your savings, create reliable retirement income, and reduce unnecessary taxes throughout retirement.
You might think legacy planning is just for people with big mansions and even bigger bank accounts, but think again. It's really about preparing for life's curveballs and protecting your loved ones, no matter your bank account size.
You've spent 30, 40 years building a nest egg. You've done everything right. But now you're facing this impossible choice you need your money to grow or inflation will eat it alive, but one bad market crash could potentially wipe out years of savings in months. It's like you're being asked to walk a tightrope without a safety net.
The right financial advisor can help bring clarity, confidence, and direction to your retirement plan. But not all advisory relationships are created equal. In this week's podcast, we discuss the qualities that matter most in a retirement advisor, the questions every investor should be asking, and how to determine whether you're receiving the guidance you need to help achieve your goals. Whether you've worked with an advisor for years or are simply curious about what great financial planning looks like, this episode offers valuable insights to help you make informed decisions about your financial future. Listen now and discover what to look for in a trusted retirement planning partner.
Imagine a master carpenter showing up to a job site with the most expensive tools money can buy titanium hammers, high-end saws but no blueprints. Without a plan, those tools are useless. Many people approach retirement the same way: they have financial "tools" like 401(k)s and IRAs, but no actual strategy to build a confident future.
Gone are the days when retirees could rely heavily on robust corporate pension plans. Today, not only are corporate pensions a fading memory, but many retirees need more than their Social Security benefits. This places a greater burden of securing a financially stable retirement on individuals.
Some people spend forty years building a "pile of money" for retirement, but a pile isn't a plan. To survive decades without a paycheck, you need to become the architect of your own income.